Planning for the Holidays on a Budget

If you’re already struggling to make ends meet, which so many of us are, the upcoming holiday season will only add more financial pressure. Everyone wants to give their family the best holiday they possibly can without going further into debt. With a little planning and some creativity, you can have a wonderful holiday and not break the bank.   Create a Holiday Budget Whether you create a simple spreadsheet or put pen to paper, seeing your holiday budget in black and white is a great motivator to stick to it! Organize your gift budget by individual family members, keeping...

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How to Get Frugal With Your Family’s Back to School Shopping

It’s no joke … sending your kids back to school each year with everything they need can be tough on your bank account. This school year, it’s estimated that “families with children between kindergarten and 12th grade can expect to spend an average of $696.70” on back to school shopping, as per the Better Business Bureau. So how can parents afford to get all the back to school essentials their kids need, without blowing their budget? Get frugal with spending, and plan ahead. After taking stock of what items you may already have at home, consider these 7 back to...

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